How to Find Essay Topics for College Placement Test

How to Find Essay Topics for College Placement TestAre you curious about how to find essay topics for college placement test? Most college students are not very knowledgeable about the essay topic for college placement test. This means that they do not know what exactly they should write in order to make the test easy for them. In order to help you out, here are some tips on essay topics for college placement test:Do you want to find essay topics for college placement test? If you answer yes to this question, you are already prepared. The first thing that you need to do is to focus on your interest. For example, if you are going to take the SAT or ACT, it would be best if you will write a topic based on your area of study. However, if you have taken the AP Spanish exam and you want to write an essay topic on Spanish, there is nothing wrong with writing about another subject.A lot of students like to write about their hobbies. They have learned something from their hobbies that may be related to the subject they are going to study. You will be able to use your hobbies to spice up your essay topic.The most important thing that you should do is to be familiar with the topic that you are going to write about. This will allow you to have more confidence when writing the essay. In addition, you will be able to be sure that your essay is better because of your knowledge about the topic.Here are some of the topic topics for college placement test. Some of the topics that you can use include: career choice, business, family, financial, skills, sports, health, school, or personal life. Remember that there are many more topics but you can find the ones that interest you and fit the essay.Make sure that you write about the topic that you are knowledgeable about. You do not want to stick to topics that you are familiar with. Take time to research your topic. You will be surprised to know that you can find several subjects that you can choose from.Once you know how to write the essay topics for college placement test, you will be able to finish your essays. Remember that you are not required to read the essay and then write your own essay. However, you can use some suggestions and resources to make your essays easier to write.You should make sure that you are clear about the topics that you are going to write about. Make sure that you know the content of the essay before you actually begin to write it. This will prevent you from writing about a topic that you know nothing about. Remember that you have a deadline and that you should be able to finish your assignment before the deadline.

Finance Tips That Should be Taught In School

Finance Tips That Should be Taught In School Finance Tips That Should be Taught In School Finance Tips That Should be Taught In SchoolGlobal economics and history classes are all well and good, but how about classes on retirement contributions, tax filing, or other financial lessons for the real world?If you live in the United States, chances are you didn’t learn how to balance a checkbook or understand a basic budget in high school. That’s because, according to Forbes, there are only 17 states across the nation that “require high school students to take a course in personal finance.”The numbers don’t stop there. According to a Bank of America and USA Today 2016 survey collaboration, only 31% of young Americans aged 16 26 felt their high schools taught them good financial habits. On top of that, only 58% of those young people had started a savings account while only 27% of those surveyed aged 22 26 had contributed to a 401K.Despite these statistics, Champlain College’s Center for Financial Literacy says finances should be taught at many levels of education a nd start at an early age:“Personal finance education should start early at both home and school. Ideally, personal finance concepts should be taught in elementary, middle and high school, and should continue into college. In mathematics, you start with counting, move on to addition and subtraction, and then move on to division and multiplication. You need to learn letters before you can read. Personal finance education should be a cumulative process, with age-appropriate topics taught each school year. The reality is that many states and school districts do not provide any substantive personal finance education until high school, if at all.”Online resources like OppU provide courses on financial literacy in addition to articles on topics like how to teach kids about certain money-related and credit topics. If you are looking for some basics on financial literacy, OppU is a good place to start. In the meantime, here are some universal topics that are largely ignored in primary an d even secondary educational spaces.Save your pennies    Barbara Stanny’s list for Forbes of what she wishes she knew about finances after graduating college   provides insight into the multifaceted ways people can save their hard earned money. One of those ways is understanding the power of compound interest.If there is interest accruing, your money isn’t just sitting there doing nothing. “Understand the miracle of compoundingâ€"where your money earns interest, then your interest earns interest, and then that interest earns interest, and before you know it, you’ve got a lot more than when you started,” Stanny wrote.Money grows if you help itInvesting (and knowing how to do it well) is something a lot of folks don’t quite understand, especially coming out of school. Unless they studied finance, there is a lot of confusion about the world of stocks and bonds and mutual funds.But Stanny advises against waiting too long to start investing. Even if it’s just a little at a time, the more you invest the more it will grow. That doesn’t mean, however, that you should invest in anything or everything. Be sure you understand your investment choices. “Otherwise, you won’t know what you’re buying; you won’t know when to sell; and you can’t accurately evaluate the advice you’re given.”“Learn about investing,” she wrote. “Take a class. The only way to make sure your money grows (enough to buy a castle and also maintain it!) is by putting at least some of your cash in long-term assets (like stocks bonds) that will grow faster than inflation and taxes will take it away.”How to build and maintain a credit scoreAustin Netzley wrote for Insider that, despite how boring it be, it’s important to get a credit report to not only know the status of your credit score, but to also get the clearest understanding of your debt-credit life.“You may be (like I was!) surprised to see some open lines of credit that you thought you closed or still hav e a balance on,” Netzley wrote. “The starting point to fix your finances is to get super clear on your current situation, and a credit report will help you do just that.”Champlain College also supported knowing (and understanding) one’s credit because having a low score can be seriously detrimental to one’s livelihood.A person’s credit score and borrowing history affects their daily life, they wrote. Doing everything from purchasing or renting a home/apartment, acquiring insurance, or sometimes even getting a job can be impacted by one’s credit history. They went on to explain that a high credit score could save someone upwards of $100,000 in interest payments during their life.Having more than one income  This idea is crucial, particularly as fears of a recession swirl around the media. Economic experts like Netzley point to making one’s income as “recession proof” as possible. One way to achieve that is to secure multiple streams of income.Netzley explains that there are three forms of income:Working income: Do work once, get paid once, such as through a salary or hourly wagesResidual income: Do the work once, get paid over and over again, such as by producing and selling a book or programsPassive income: Do no work, get paid over and over again, such as through investmentsBy cultivating multiple revenue opportunities people are not only protecting themselves from potential economic downturns, they are also creating ways to make money in their sleep and freeing up their time.Start as young as possibleInstilling financial literacy at a young age is important, particularly since young people are met with so many financial decisions so quickly after high school and college.“The number of financial decisions an individual must make continues to increase, and the variety and complexity of financial products continues to grow,” Champlain College wrote. “Young people often do not understand debit and credit cards, mortgages, banking, inves tment and insurance products and services, payday lending, rent-to-own products, credit reports, credit scores, etc.”

The Debate Over Kinesiology Research Paper Topics

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